Your net worth,
privately intelligent.
Net Worth Ledger tracks your wealth, visualizes decades of financial trends, and gives you AI-powered guidance — all running on your own computer.
No cloud. No accounts. No leaks.
THE CORE DIFFERENTIATOR
How Local AI Works
Automatic Setup
The app detects your PC hardware and installs local models automatically .
Local Execution
All models run directly on your computer’s CPU or GPU. No external calls.
100% Offline
After setup, block internet access if you like.
Your financial data stays yours, always.
Everything you need. Nothing you don’t.
Professional-grade tools built for the person who takes financial clarity seriously.
Wealth Tracking
Long-term history with beautiful trend charts and periodic snapshots
Local AI Advisor
One-click financial insights powered entirely by your local machine.
CSV Smart Import
Easily import and export financial data with CSV files.
Smart Model Suggestion
Suggest the optimal AI model for your PC specs – automatically
Simple, honest pricing
Start free forever. Upgrade when you want more from the local AI advisor.
Free
$0
Forever
Pro
$49
one-time
Frequently asked questions
Straight answers about privacy and how the app works.
On your local hard drive.
Net Worth Ledger can generate a prompt for use with an online AI, but when you use local AI models, your financial information never leaves your computer.
The application analyzes your hardware and recommends the local AI models best suited to your system.
The more powerful your PC, the more advanced the models you can run—and the faster their responses will be.
Only for the initial setup and model download. After that, it can run 100% offline.